It is common practice for like-minded persons to pull resources together to advance their financial goals, sort of start a private members’ club. This concept gave birth to “the missing link”, the aim being to ensure that assets acquired individually or collectively, are preserved for posterity.

Acquisition, Growth, and Preservation of genuine wealth come at a price. Most people find it difficult to start this journey as it requires sacrifice – denying self to build savings, a war chest to fight poverty. once this stage is conquered, it opens the door to asset accumulation – a truly exciting and fulfilling journey if handled with care.

Then comes the part where one must spend money purely to preserve the monetary value of assets acquired, a.k.a. expenses that must become part of your life as your wealth grows to keep your personal or business balance sheet intact. In addition, there will be costs to be met by your beneficiaries when settling the estate that you have so diligently built. It is said that many estates belonging to persons in the low to middle-income category have never been settled. the reason being beneficiaries lack the finances required to meet the cost of completing this process, thus denying them access to their inheritance, causing poverty where there should be none. the beneficiaries are often forced to dispose of assets to settle these costs, leading to depletion, at times annihilation, of the family wealth. surely not the best route to family or country’s economic stability……..

At Centaur, we offer advice on the role that “the missing link” will play in the growth and preservation of your wealth, especially in the face of unforeseen events that may have adverse effects on your investments.